Finance

Are you in the market for a new Subaru but have questions about your auto financing options? Head to Germain Subaru of Columbus to speak with our expert team of Subaru finance specialists. We'll help you go over the differences between buying and leasing a Subaru so that you can determine which option is best for you.

Through our long-standing relationships with trusted credit lenders, we can help you get approved for an auto loan you're happy with. Are you looking to buy a pre-owned Subaru? We'll work with you to get a used car loan that fits comfortably into your life. Apply for auto financing at our Subaru dealership near Columbus, Grove City, and Dublin, OH, to get started!

Leasing or Financing Your Subaru at Our Dealership

After you've spent time going through our Subaru inventory and landed on your ideal vehicle, you'll start the leasing or financing process at our finance center! Sit down with our team and tell them what you need in your plan. You'll then apply for financing if you haven't already, and upon approval, we'll go over your options in a way that's easy to understand.

Once you've chosen one of your qualifying options, the finance team will tailor it to your specifications. After that, you'll sign all the required paperwork and drive off in your new-to-you ride.

Subaru Financing Tools and Resources

Our financing services extend beyond our dealership. We have a secure finance application on our website you can use to apply anytime. Doing so can save you time, as the application only takes a few minutes to complete. Upon approval, you can start looking through your options immediately.

Utilize our user-friendly payment calculator to plan your new Subaru purchase effortlessly. Simply input the vehicle price, down payment, term length, and interest rate to estimate your monthly expenses. Use it to explore financing options and find a plan that suits your budget.

Do you have a vehicle you want to trade in? We have a Value Your Trade tool that'll provide an estimate in three business hours after you give some background on the car. The payment calculator will assist you in forecasting your monthly car payment based on your credit score, desired down payment, etc.

Are you a fan of online shopping and prefer to lease or finance your future 4-wheeled companion that way? Express Store is the way to go, as it can take you through the entire process in about 15 minutes! Select your car, choose your lease or finance option, value your trade, and then schedule pickup or delivery.

Leasing vs Financing: Which is Better for You?

Choosing between leasing and financing is entirely up to you! Leasing is great for those who want a potentially lower monthly car payment while driving the latest models. After your lease agreement ends, jumping into another one is simple. Moreover, lessees may not be responsible for factory maintenance during the lease agreement, as it may be covered under warranty.

Meanwhile, financing is ideal for drivers who want to own their car outright after completing the payment cycle. While your down payment and monthly payment will likely be larger than a lease, those who finance can build equity in the car, keeping its resale value high if it's kept in reasonable condition mechanically and aesthetically.

Financing a car also means no mileage limits, so you can drive the vehicle as far as you want the second you leave our dealership. If you have any questions about leasing or financing, don't hesitate to contact our team.

Subaru Specials and Financial Programs

At our Subaru finance center, we're thrilled to offer fantastic specials and financing programs to make getting into your dream Subaru easier than ever. Whether you're eyeing a sleek new model or a reliable family vehicle, our new vehicle specials page is your gateway to incredible offers. Check it out online to see current offers that could make your Subaru ownership experience even sweeter!

For those who've recently graduated, our College Grad Program is designed with you in mind. You can finance or lease select new Subaru models when you present proof of graduation within the last two years or upcoming graduation within the next six months. It's our way of congratulating you and welcoming you to the Subaru family.

We also proudly support our military members with our Subaru Military Incentive. This program aims to help active-duty members of the US Air Force, Army, Navy, Marines, National Guard, Coast Guard, and Space Force, as well as eligible veterans, retirees, and military spouses.

When it comes to financing, our Subaru finance center team is dedicated to finding you the best rates and terms available. Whether you're leasing or financing, we'll work with you to tailor a plan that fits your budget and lifestyle.

Explore our current offers online or visit us in person to learn more about how our Subaru finance team can help you drive home in the Subaru you've been dreaming of.

The Subaru Guaranteed Trade-in Program

Discover peace of mind with the Subaru Guaranteed Trade-in Program! This program ensures that your Subaru retains its value over time, allowing you to plan ahead confidently. When you purchase a new Subaru, you're automatically enrolled in this program, which guarantees the trade-in amount you'll receive for your vehicle when you're ready to upgrade to a new Subaru within eight years from the original purchase.

Whether you're drawn to the Outback's rugged capability, the WRX's sporty performance, or any other model in Subaru's impressive lineup, knowing your trade-in value in advance simplifies future decisions. Our team is here to explain the details and help you explore how the Subaru Guaranteed Trade-in Program fits into your automotive journey. Drive with assurance, knowing Subaru stands behind the value of your vehicle for years to come.

Visit the Finance Center at Germain Subaru of Columbus Today!

You're just about ready to hit Columbus, Grove City, and Dublin, Ohio, streets in your new ride! Before you do that, stop by the finance center at Germain Subaru of Columbus to figure out your lease or finance plan. Contact our team today to get the process started.